How an Instagram Advert Saved My Life

The 18 year property crash cycle?

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Fink Money
March 25, 2024 ā€¢ Estimated Reading Time: 8 minutes

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June 2022.

I was feeling like CRAP constantly.

Low mood, tired, holding onto too much fat and a bit listless generally.

I thought it was some sort of depression ā€” doctor threw me onto SSRIs.

Nope, they just sent me to sleep and made me feel even worse.

Then this advert popped up after a week or two of Googling, speaking about it with the Mrs and chatting to my special agent at Meta that clearly listens in to our conversationsā€¦

An Instagram advert from Optimale, the UKā€™s menā€™s hormonal health clinic.

My first thought was, ā€˜Iā€™m literally 29, I couldnā€™t have low testosterone.ā€™

Well, I did.

A few blood tests and a consultation and I was prescribed 100mg a week.

After 4 weeks, I felt amazing ā€” all the anxiety symptoms, everything gone.

I am using this anecdotal case study to extrapolate something broader here.

After controlling for confoundersā€”including year of study, age, race, BMI, comorbidity status, alcohol and smoking use, and level of physical activityā€”total testosterone was lower among men in the later (2011-2016) versus earlier (1999-2000) cycles (P < 0.001). Mean total testosterone decreased from 1999-2000 (605.39 ng/dL), 2003-2004 (567.44 ng/ dL), 2011-2012 (424.96 ng/dL), 2013-2014 (431.76 ng/dL), and 2015-2016 (451.22 ng/dL; all P < .0001). Elevated BMI was associated with reduced total testosterone levels (P < .0001), with the mean BMI increasing from 25.83 in 1999-2000, to 27.96 in 2015- 2016 (P = 0.0006). Lokeshwar noted that even men with a normal BMI (18.5-24.9) had declining total testosterone levels (P < .05) during the same time frames.

Menā€™s testosterone on average is falling at a decently rapid pace.

And if there is a problem, the market will demand a solutionā€¦

So the question to ask is how might be take advantage of this rapidly occurring problem?

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Lots of traditional means of combating menā€™s mental health problems have not worked, and while having lower testosterone levels is not a cause for all of them at all, obviously, thereā€™s good evidence to suggest it is a common enough problem that requires more widespread knowledge.

The writer of the piece above even saysā€¦

ā€œThis is especially worrisome in this young adult age group, as many men feel stigma and are less likely to seek care for these low libido and erectile dysfunction.ā€ Lokeshwar added. ā€œTestosterone levels in AYA men are used as the benchmark normal levels for testosterone. This is very scary, because generally, when we think of normal values of testosterone, we treat based upon this age group. This may ultimately lead to the undertreatment of testosterone deficiency, which can have large ramifications and severe consequences.ā€

See, low testosterone has issues with the cardiovascular system, osteoporosis and T2 diabetesā€¦

So itā€™s not just a mental health issue, there is a large component of general health associated with this hormone imbalance.

And I think there is a de-stigmatisation of testosterone use that has occurred.

What Iā€™m not saying is for loads of people to hop on a cycle and blast 500mg a week.

But what I am saying is that I see a greater demand for menā€™s hormone therapies over the coming years, which should be beneficial to a select few pharma companies šŸ‘€

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The US became the largest producer of oil in the world, so we spoke about it, and we had a little idea on a car retailer who we reckon is in for a short squeeze šŸ‘€

Orā€¦

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What you need to know

The UK spends more on housing but gets the least from it.

I tend to take the Resolution Foundation with a pinch of salt since sometimes they get things the wrong way round or sum up some bad correlation = causation argumentsā€¦

But I think itā€™s safe to say this is probably true.

What you can take from this is that if we unlocked all of this debt the UK has in property, we could give it to businesses and solve the productivity problem we have here (higher wages, higher investment, better welfare generally).

But no ā€” we simply must create debt and put it into houses.

Comical!

The most important chart

This is the biggest risk of our lifetimes (well, until the next biggest oneā€¦)

Yes, sometimes there is silly correlation made, but if this were to hold true, I would be VERY scared of what happens to interest costs since central banks would have to hike way higher than 5%.

I do think we are at a stage where central banks simply could not permit this to happen thoughā€¦ somehow.

If inflation were to rear up again and interest rates were to increase simultaneously, that could be the cause for the proposed housing crashā€¦

This would mean that 2026 is the year for the property crashā€¦

Time to worry?