Stocks and Shares ISA strategy: a process for 2026/27
Published on: 13/11/2026
A stocks and shares ISA strategy built on evidence: HMRC data, diversification research and the 2026/27 rules, turned into five written decisions.

A stocks and shares ISA strategy built on evidence: HMRC data, diversification research and the 2026/27 rules, turned into five written decisions.

What happens to a stocks and shares ISA on 5 April 2027: the allowance, flexible ISAs, transfer timings and HMRC data on how much savers actually pay in.

What Budget 2026 said about a Starter ISA for first-time investors, what's still speculation, the proposals on the table and what the evidence says.

How many ISA millionaires are there in the UK? HMRC figures released under FOI, what ii, AJ Bell and HL say they hold and the maths of reaching £1 million.